I came to James looking for a mortgage as a recently-divorced, self-employed mother of two. I didn't even know if I would qualify to get one. James was wonderful and so great to work with. He was patient and informative and really put me at ease. We reviewed my finances and he helped me get my ducks in order so everything would be ticketyboo on the application. He explained what type of mortgage I could get and what I couldn't, so I didn't waste time on avenues that weren't going to work for me. He outlined the advantages of different lending institutions, asked me for my thoughts, and made recommendations based on what was important to me and what would work for me. Because finding a house was taking a while, he advised against getting a pre-approval before I needed it, which was great advice (since they expire). We had all the documentation ready to go and he kept his eye on the interest rates. One day he called me to say it looked like they were heading up, so we applied right away and got a pre-approval before they did. I felt so lucky to have such great service. Because of James, not only do I have a mortgage, but I have a great one. I can't recommend him enough.

H.P.

As first-time homebuyers, we felt a bit overwhelmed by the whole process, but working with James was a real pleasure. He was patient and took the time to explain everything in detail. He answered our questions very quickly and always gave us clear information we knew we were in good hands. We ended up getting a great rate, and James even managed to get it lowered a couple of times before closing. We highly recommend James to anyone looking for a competent and friendly mortgage broker. Thanks again for your help, James!

Hélène and Fred

"We are so glad we worked with James on our mortgage. He worked hard to find us a mortgage product that fit our unique situation, and as first-time homebuyers, we really valued his clear, detailed explanations at every step of the way. This was especially welcome in the unprecedented housing market of 2020, and we always felt we were in good hands.
-Harry & Su"

Harry and Su

After a change in our family situation, I found myself having to take on new responsibilities as I was now purchasing a house on my own (entering foreign territory). Thankfully, James Leitch offered me the guidance and patience I really needed. He broke down the mortgage verbiage so I had working knowledge of the process and provided me with multiple options on what was right for me. I had a ton of questions and James was incredibly timely, supportive, and understanding through the entire process. After all was said and done, James reached out to see that everything was going smoothly and reminded me that should further questions/concerns arise, I should not hesitate to contact him. I am loving my new home and grateful to James for helping me get it.

Jennifer

- James came highly recommended from a friend who has multiple properties. My experience with James was really good. He is very informative, took the time to explain and answer my questions. He was also patient and easy going as I changed my mind a couple times on how I was going to go about the new purchase and what to do with the condo I owned. He was straight forward when something wasn't going to work. The lender was a bit demanding to work with as they kept asking for new documents but James was always on the ball and following-up closely to make sure everything would go through and on time. I will work with him again in the future. Thanks for all your help!

Josiane P

“Being first time home buyers, we were not familiar with mortgages or the home buying process. James made the mortgage process very easy to understand and helped to guide us throughout the whole experience. He was always available to answer our many questions and helped to secure the best possible mortgage option that met our needs. He was very personable to work with, and we felt trusted and heard through it all. I definitely recommend him to anybody looking to buy a home.”

M.H.

When it came to getting a mortgage we were very lost but we were in great hands with James. He was always quick to answer any questions we had and made sure we fully understood everything. James made the process simple and we couldn't be happier with his service!

Preston R and Erin D

I was introduced to James in 2013 for a mortgage renewal-looking for a better rate, as my mortgagor did not give me a good rate. After talking to James, he was very informative and helped me with my options. I ended up getting a great rate and refinancing at that great rate. He made the process so easy and he was very attentive and knowledgeable. He always called me back within a few hours and or emailed to let me know when he was available. Anytime I phoned he has always been straight with me so I can make an informed decision. I have since used his services a few more times for an investment property. I am glad I met James to help me with this matter, especially since I am in Toronto and he is in Ottawa. He has made these important money matters less stressful.

I would recommend James, he is well qualified and keeps up with the changes to advise so you can make informed decisions.
I have appreciated everything that he has done for me.
Roxanne

Roxanne M

Our family began researching the possibility of purchasing an investment property in the spring of 2017. James Leitch was initially highly recommended and we subsequently went through with the purchase under the very patient guidance of Mr. Leitch. Every step of the process was explained in advance, viable finance options were presented with great care, without pressure. I was particularly pleased with the willingness to offer an alternate finance options and possible consequences a few months after the purchase of a real-estate property. If the opportunity were to present itself again our family would not hesitate to enlist the services of James Leitch.
Yvon, Nicole

Yvon and Nicole Leguerrier